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Yakima Federal offers a deposit product that is sure to meet your needs. The products described are available to consumers living in the state of Washington. For details on opening an account as an out of state resident call us toll-free at (800) 331-3225.

 

Basic Fee Checking

Standard free checking / debit card account. It’s a great choice for your first checking account.

BENEFITS:

  • $100 minimum balance to open
  • Free first order of personal checks
  • Free cancelled check storage
  • Free VISA Debit or ATM card
  • Free Yakima Federal ATM access
  • Free Online Banking with eStatements, Mobile App, Mobile Capture, and Bill Pay
Better Than Free Checking

Interest bearing checking without a high minimum balance requirement.

BENEFITS:

  • Earns interest every day that your balance is $1,000 or more.
  • $100 minimum balance to open
  • No monthly service fee
  • Free first order of personal checks
  • Free cancelled check storage
  • Free VISA Debit or ATM card
  • Free Yakima Federal ATM access
  • Free Online Banking with eStatements, Mobile App, Mobile Capture, and Bill Pay

Interest bearing checking which earns the highest interest rate as long as your balance remains at $5,000 or more.

BENEFITS:

  • $5,000 minimum balance to open
  • Interest rate is fixed for the first year
  • Service fee waived with $100 monthly balance
  • Free first order of personal checks plus two free boxes per year
  • Free cancelled check storage
  • Free PREFERRED VISA Debit Card with UChoose Rewards
  • Free Yakima Federal ATM access
  • Free Online Banking with eStatements, Mobile App, Mobile Capture, and Bill Pay

Passbook Savings is a great way to start a savings habit.

BENEFITS:

  • $1.00 minimum balance to open
  • Earn interest on every penny
  • No monthly service fee
  • Statement option available
Supra Fund Account

The Supra Fund Account pays a higher interest rate on balance tiers at $15,000, $25,000, $50,000 and $75,000 and over.

BENEFITS:

  • $15,000 minimum balance to open
  • Safe and convenient
  • Unlimited deposits and withdrawals in person
  • Up to six automatic, pre-authorized, check or transfer withdrawals each month
  • Service fee waived with $100 monthly balance
  • Monthly Statement
  • Free Online Banking and eStatements
Choice Money Market

The Choice Money Market account…

BENEFITS:

  • $25,000 minimum balance to open
  • Interest compounded daily
  • Access to your money
  • Ability to write checks (conditions apply)
  • Interest rate is set for one year

Customers of Yakima Federal also enjoy a number of other free services.

BENEFITS:

  • External Transfers
  • Free Notary Public
  • Free S.T.A.M.P. signature guarantee
  • Free Bank Checks (limit one per day)
  • Cashier’s Checks
  • Automated Transfers between savings and checking accounts
  • Telephone Transfers
  • Wire Transfers
  • Direct Deposit and Automatic Payments

Current CD RatesIcon For: Rates

Term Rate APY*
Savers Choice 13-17 Months 1.47% 1.50%
Savers Choice 30-41 Months 1.81% 1.85%
Savers Choice 60-120 Months 1.905% 1.95%
18 MONTH 1.73% 1.75%
6 MONTH 1.64% 1.65%
Download a PDF of the full rate table.

Rates are subject to change without notice.

Please inquire with one of our Savings Representatives about balance requirements.

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