Our new Savings Advantage High Yield savings account allows you the freedom to add and remove funds at any time and as long as you stay within a designated tier, you will enjoy very competitive rates on your balance.

To take advantage of this offer, please give us a call or drop by any Yakima Federal Savings and Loan office. We will be glad to help you get started.


Savings Advantage Rate Tiers: (effective 05/17/2023)

$5,000 to $24,999.99                     –              0.25% APY
$25,000 to $49,999.99                   –              1.00% APY
$50,000.00 to $99,999.99              –              2.00% APY
$100,000.00 and up                       –              3.00% APY


  • $25,000 minimum balance to open
  • Balance will determine your return up to 3% APY.
  • $5,000 minimum balance to avoid a $10 monthly service charge.
  • Interest compounds daily
  • Fees may reduce earnings on the account.
  • New accounts limited to Washington State and Oregon residents.
  • For information on opening a new account as an out-of-state resident, call us toll-free at 1-800-331-3225.
  • Not available for brokered deposits or financial institutions.
  • Annual Percentage Yield (APY) assumes reinvestment of interest earned at the stated rate.
  • Rates subject to change without notice.
  • You must maintain the minimum balance needed for each tier in order to earn the Annual Percentage Yield (APY) disclosed. All rates and APYs are subject to change after the account is opened. 

Current CD RatesIcon For: Rates

Term Rate APY*
20 Month CD 4.400%  4.50%
6 Month CD 4.16% 4.25%
18 Month IRA / QRP 3.870%  4.00% 
2.5 Year IRA / QRP 3.870%  4.00% 
18 Month CD 2.955%  3.00%
Savers Choice 13-17 months 3.39%  3.50%
Savers Choice 28 Month 3.20% 3.25%
Download a PDF of the full rate table.

Rates are subject to change without notice.

Please inquire with one of our Savings Representatives about balance requirements.

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