Home Equity Loans
With a Yakima Federal Savings and Loan Home Equity Loan you might be able to save money on our special low, locked-in interest rate that could be 100% tax-deductible (consult your tax advisor). You’ll enjoy the convenience of affordable monthly payments over a fixed time period and you might be able to save even more by paying off higher interest obligations such as department store credit cards.
- FIXED RATE HOME EQUITY LOAN allows you the convenience of using the equity in your home to make those home improvements, buy a car, take a vacation, or pay off higher interest obligations, such as credit cards, with an affordable monthly payment spread over a fixed period of time at a fixed interest rate. Pay only third party fees on our Home Equity Loan and the interest you pay may be tax deductible. (See your accountant for tax deductibility.)
- THE PREFERRED LINE OF CREDIT LOAN is a variable rate loan that allows you the convenience of using the equity in your home as a revolving line of credit. With the Preferred Line of Credit you can pay off those credit cards, buy a car, or take the vacation you’ve always wanted simply by writing a check! The Preferred Line of Credit Loan has no annual fee, and the interest may be tax deductible. (See your accountant for tax deductibility.)
With our Home Equity Credit Line, you can also enjoy lower interest rates and tax savings benefits… and whenever you need money, just simply write one of your credit line checks.
To find out whether you’re in a good borrowing position, and the maximum amount you should be able to borrow, call us at (800) 331-3225. We’ll get back to you right away with the answer you need.
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