Mortgage Payment Assistance

We know bad things can happen to good people. We want to help.

Are you struggling to pay bills due to a temporary hardship?  Yakima Federal Savings and Loan wants you to know we understand.  To soften the blow of income reduction due to a variety of reasons, we are offering up to three months mortgage forbearance to eligible borrowers.

Click here for more information about a forbearance.


Please contact us if you are having temporary or permanent difficulties in making your mortgage loan payment. We would be happy to explore with you some of the ways you can avoid foreclosure.

Some of these options include

  • Using assets you may have to make overdue payments and charges
  • Selling your property to preserve your equity
  • Refinancing your home loan
  • Applying for government homeowner assistance.

You may call us at 1-800-331-3225 (509-248-2634) and ask for our Loan Servicing Department.

We are open between 8:00 a.m. – 5:00 p.m., Monday through Thursdays and 8 a.m. to 6:00 p.m. on Fridays.

 

When calling, please have ready: 

  • Your loan number
  • Financial information including a list of assets and liabilities
  • Amounts of all loans or mortgages on your property,
  • Estimated value of your home

 

In addition to speaking with us, you may wish to contact

  • United States Department of Housing and Urban Development at 1-800-569-4287 who will provide you with a list of housing counselors.
  • Department of Financial Institutions at 1-877-894-4663
  • Washington State Office of Civil Legal Aid at 1-800-606-4819 for possible assistance or referrals.