Anyone can open a savings account with Yakima Federal. We offer deposit products that are sure to meet your needs. Don’t wait until a flood of unexpected bills hit you. Start saving for a rainy day today!
Elevate Money Market
Is your savings account stuck on the ground floor?
With Elevate Money Market, the more you save, the more you earn—with available rates up to 3.50% APY (with $100,000 balance) your earnings grow with your savings.*
Open your account with $10,000 in new money and enjoy the flexibility of check writing and transfers with no transaction or minimum balance fees. Elevate your balance. Elevate your earnings.
Open your Elevate Money Market Now
More Savings Account Options
Account Features | Simply Savings | Elevate Money Market | Savings Advantage |
Minimum Balance to open | $1.00 | $10,000 | $10,000 |
Interest Bearing | Yes | Up to 3.50% APY with $100,000 balance | Up to 3.00% APY with $100,000 balance |
Monthly Service Fee | N/A | N/A | $10.00 |
Daily balance requirement to waive the monthly service fee | N/A | N/A | $5,000.00 |
Check Writing Privileges | NO | YES | NO |
FREE online banking with eStatments, Mobile App, Mobile Capture, and Bill Pay | YES | YES | YES |
Contact your nearest branch for additional features | Contact your nearest branch for additional features | Contact your nearest branch for additional features | |
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Rates subject to change without notice. Fees may reduce earnings. Simply Savings, Savings Advantage, Elevate Money Market and CDs are open to all US residents.
*Elevate Money Market Disclosures: The Elevate Money Market account is a multi-tiered variable rate account available for consumer accounts only. ‘New Money’ is defined as funds that have not been on deposit with Yakima Federal Savings and Loan within the last 30 days. Annual Percentage Yield (APY) and interest rates are determined by your daily balance. Balances of $100,000.00 and above earn 3.50% APY, while balances from $50,000.00 to $99,999.99 earn 3.00% APY. Furthermore, balances between $25,000.00 and $49,999.99 earn 2.75% APY, and balances from $10,000.00 to $24,999.99 earn 2.00% APY. Balances from $0.01 to $9,999.99 earn 0.05% APY. APY is accurate as of 05/21/2026. Other standard bank fees may apply. For complete details, please see our Account Agreement and Fee Schedule.
*Savings Advantage Disclosures: The Savings Advantage account is a multi-tiered variable rate account available for consumer accounts only. Annual Percentage Yield (APY) and interest rates are determined by your daily balance. Balances of $100,000.00 and above earn 3.00% APY, while balances from $50,000.00 to $99,999.99 earn 2.00% APY. Balances between $10,000.00 and $49,999.99 earn 1.00% APY. Balances between $5,000.00 and $9,999.99 earn 0.25% APY. No interest is earned for balances less than $5,000. APY is accurate as of 05/22/2026. Other standard bank fees may apply. For complete details, please see our Account Agreement and Fee Schedule.
