Build Your Dream

What makes Yakima Federal different? 

Yakima Federal Savings and Loan works hand in hand with local builders to make sure your home comes in on time and budget. As a member of your local home builder’s association, we are committed to working with your builder to make the building experience as stress free as possible.

Construction – to – Permanent Financing
One-time closing saves you time and money. No need to secure separate loans for land, construction and final closing. We do it all at the same time.

Local Processing & Underwriting
All decisions and funding are handled locally. If you have any concerns or issues, you can always call or drop in and chat with the people handling your loan.

In-House Construction Inspections & Draws
Your builder will work with our team to make sure they have the funds to build your home. Plus, your builder will work with our local team to complete progress inspections and process draws.

Lock Your Interest Rate Up Front
Avoid unexpected rate hikes during your build. The rate you agree to is the rate you will get. No surprises.

Finance up to 90% of Build Costs, including lot
Plus, if you already own your lot, you can use your lot equity as a down payment with approved builder.

We don’t sell your loan
Other companies might sell your loan after you close. We are here for you throughout the life of your loan.

For additional details and current rates contact one of our home loan specialists by calling (800) 331-3225 or, visiting the Branch Office nearest you or, if you prefer, you can start your loan online.

 

Apply Now

 

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