With a Yakima Federal home equity loan or preferred line of credit, you could save money.

FIXED RATE HOME EQUITY LOAN

  • Use the equity in your home to make home improvements, buy a car, take a vacation, or pay off high interest credit cards.
  • Affordable monthly payment spread over a fixed period of time
  • Fixed interest rate 
  • Pay only third party fees on our home equity loan.
  • Interest may be tax deductible. (See your accountant for tax deductibility.)

 

THE PREFERRED LINE OF CREDIT LOAN

  • Variable rate loan that allows you the convenience of using the equity in your home as a revolving line of credit.
  • Pay off those credit cards, buy a car, or take the vacation by writing a check!
  • No annual fee
  • Interest may be tax deductible. (See your accountant for tax deductibility.)

Our Preferred Line of Credit provides the flexibility to write a check in order to access your home equity, and you only make payments on the amount that you spend within a ten-year draw period. Click here to read the Consumer Finance Protection Bureau: Home Equity Line of Credit booklet.

Click here to start your loan process

 

To find out whether you’re in a good borrowing position, and the maximum amount you should be able to borrow, call us at (800) 331-3225 or drop into any local branch. We’ll get you the answer you need.

Current Mortgage RatesIcon For: Mortgage Rates

30 Year Fixed Purchase
Rate
6.125
APR
6.256
Points
0
15 Year Fixed Purchase
Rate
5.750
APR
5.965
Points
0
30 Year Refinance
Rate
6.375
APR
6.525
Points
0
20 Year Home Equity
Rate
7.125
APR
7.254
Points
0
Download Current Mortgage Rates

APR is the Annual Percentage Rate. For complete rates, terms and disclosures, please download the full rate sheet. Please call (800) 331-3225 if you have any questions.

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