Deposit Products

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Freedom One Checking

Need a free checking account without earning interest or maintaining a minimum balance?  Then consider Freedom 1 Checking.  This is our basic free checking without the bells or whistles.  It’s a great choice for your first checking account.

If you need to reorder checks use
our secure Check Reorder Form.

 

Benefits:

  • $100 minimum balance to open
  • Free first order of personal checks
  • Free cancelled check storage
  • Free VISA Debit or ATM card
  • Free Yakima Federal Savings and Loan ATM access
  • Free Online Banking with Bill Pay and eStatements

Better Than Free Checking

For a checking account that pays interest without a high minimum balance requirement, consider Better Than Free Checking.  Better Than Free Checking earns interest everyday that your balance is $1,000 or more and there are no service charges regardless of the balance you maintain each month.

If you need to reorder checks use
our secure Check Reorder Form.

 

Benefits:

  • $100 minimum balance to open
  • No monthly service fee
  • Free first order of personal checks
  • Free cancelled check storage
  • Free VISA Debit or ATM card
  • Free Yakima Federal Savings and Loan ATM access
  • Free Online Banking with Bill Pay and eStatements

 


PREFERRED Checking

If you are looking for a checking account that will pay a competitive interest rate and provide premium services, look no further.  Preferred Checking earns the highest interest rate as long as your balance remains at $5,000 or more.  And when you open your account the interest rate is fixed for the first year.    

If you need to reorder checks use
our secure Check Reorder Form.

 

Benefits:

  • $5,000 minimum balance to open
  • Service fee waived with $100 monthly balance
  • Free first order of personal checks plus two free boxes per year
  • Free cancelled check storage
  • Free PREFERRED VISA Debit Card with UChoose Rewards
  • Free Yakima Federal Savings and Loan ATM access
  • Free Online Banking with Bill Pay and eStatements

Passbook Savings

Passbook Savings is alive and well at Yakima Federal Savings and Loan!  Passbook Savings is a great way to start a savings habit.  We pay interest on every penny in the account and there is never a service fee deducted.

 

Benefits:

  • $1.00 minimum balance to open
  • No monthly service fee
  • Statement option available

Insured Money Market Account (IMMA)

A Yakima Federal Savings and Loan Insured Money Market Account provides the security of knowing your savings is safe with the convenience of easy access to your funds.  With an IMMA you can make unlimited deposits and withdrawals in person at one of our Branches and up to six automatic, preauthorized, or telephone transfer withdrawals, including those by check, each month. 

If you need to reorder checks use
our secure Check Reorder Form.

 

Benefits:

  • $1,000 minimum balance to open
  • Service fee waived with $100 monthly balance
  • Monthly statement
  • Free Online Banking and eStatements

Supra Fund Account

The Supra Fund Account is the next level of Money Market Account.  A higher interest rate is paid on balance tiers at $15,000, $25,000, $50,000 and $75,000 and over.  The Supra Fund Account is safe and convenient with unlimited deposits and withdrawals in person at one of our Branches and up to six automatic, preauthorized, or telephone transfer withdrawals, including those by check, each month. 

If you need to reorder checks use
our secure Check Reorder Form.

 

Benefits:

  • $15,000 minimum balance to open
  • Service fee waived with $100 monthly balance
  • Monthly Statement
  • Free Online Banking and eStatements

Yakima Federal Savings and Loan offers a deposit product that is sure to meet your needs.  To obtain more information, or open an account, just call or stop by one of our convenient locations.  The products described are available to consumers living in the state of Washington. For details on opening an account as an out of state resident call us toll-free at 800-331-3225.

Additional Services Available:

  • Free Notary Public
  • Free S.T.A.M.P. signature guarantee
  • Free Bank Checks (limit one per day)
  • Cashier’s Checks
  • Automated Transfers between savings and checking accounts
  • Telephone Transfers
  • Wire Transfers
  • Direct Deposit and Automatic Payments