Our Certificates of Deposit offer competitive interest rates and annual percentage yields and the safety of FDIC Insurance. Terms and other features provide variety and flexibility to meet your investment needs.
Your investment is safe with us because the Federal Deposit Insurance Corporation backs Yakima Federal Savings CDs. Deposit insurance coverage varies and is based on the ownership category of the account. Each ownership category is covered for $100,000 and sometimes even more.
We have a CD that is right for you. We offer Certificates of Deposit with terms of 2 months to 10 years. Some certificates can be opened with as little as $25.00 and may allow additional deposits to be made. To help you decide which CD will best meet your needs contact one of our customer service representatives at 1-800-331-3225 or email us today. (New accounts limited to existing depositors and Washington state residents)
CD+Plus: A twelve month term account that acts like a passbook. It allows for additional deposits and penalty free withdrawals and pays interest rates competitive with money market accounts.
Short Term CDs: Short-term certificates, usually up to 6 months, offer you the fastest ready access to your money. Our Six Month CD consistently earns a competitive annual percentage yield.
Medium Term CDs: Our 7 to 18 month medium term CDs offer you higher annual percentage yields than shorter term CDs. Ask about our 18-Month Reinvest Account that pays a high fixed rate for 122 days before the rate is adjusted to the most recent 13 week T-Bill plus 1/2 of 1%. Funds can even be withdrawn without penalty after 12 months.
Long Term CDs: If you have a long-term outlook or need to save towards the purchase a new home check out our CDs with terms of 2 years or more including our special Home Starter Account.
