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Deposit Products

Deposit Rates

Yakima Federal Savings offers checking and savings products to meet every need and budget. To obtain more information or to open an account, call or stop by one of our convenient Branch locations. The following accounts are available to consumers living in the state of Washington. For details on opening an account as an out of state resident call us toll-free at 800-331-3225.

Freedom One Checking

  • Free Visa Check or ATM/POS Card access
  • Free "Around the Clock Banking" by phone
  • Free first order of personal checks
  • Free cancelled check storage
  • $100 minimum opening balance
  • No monthly minimum balance requirement
  • No monthly service fee
  • Free Online Banking
  • Free Bill Pay

Better Than Free Checking

  • Interest bearing account
  • $100 minimum opening balance
  • $1,000 minimum balance to earn APY
  • No monthly service fee
  • Free cancelled check storage
  • Free "Around the Clock Banking" by phone
  • Free Visa Check or ATM/POS Card access
  • Free first order of personal checks
  • Free Online Banking
  • Free Bill Pay

PREFERRED Checking

  • $5,000 minimum opening balance
  • High fixed rate of interest paid on balance of $5,000 or more for first year
  • Service fee waived with $100 monthly balance
  • Free first order of personal checks plus two free boxes per year
  • Free cancelled check storage
  • PREFERRED Visa Check Card with Bonus Check Card rewards
  • Free "Around the Clock Banking" by phone
  • Free Online Banking
  • Free Bill Pay

Passbook Savings

  • Interest bearing account
  • $1.00 minimum balance to open
  • No monthly service fee
  • Statement option available

Insured Money Market Account (IMMA)

  • Interest bearing account
  • $1,000 minimum balance to open
  • Service fee waived with $100 monthly balance
  • Six automatic, preauthorized, or telephone transfers per month with no more than three transfers by check per month
  • Month end statement

Supra Fund Account

  • Interest bearing account
  • $15,000 minimum balance to open
  • Increased interest rate at balance tiers of $25,000, $50,000, and $75,000
  • Service fee waived with $100 monthly balance
  • Six automatic, preauthorized, or telephone transfers per month with no more than three transfers by check per month
  • Month end statement

Additional Services Available Include:

  • Free Notary Public
  • Free S.T.A.M.P. signature guarantee
  • Free Bank Checks (limit one per day)
  • Overdraft Protection Transfers between savings and checking
  • Telephone Transfers
  • Direct Deposit and Automatic Payments
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